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N.J Courts Rule that Lenders May be Subject to Breach of Contract Claims by Homeowners for the Lenders Failure to Provide HAMP Loan Modifications

by Joe rediprint | Apr 2, 2015 | Foreclosure

In a case of first impression in New Jersey, on January 23, 2015, the Appellate Division in Arias v. Elite Mortgage held that a HAMP Trial Period Plan is a “unilateral offer” by the Lender to the homeowner. What does this mean? Well, a unilateral offer is a term used...

New Jersey Supreme Court Rules that a Request for Civil Reservation Must be Made in Open Court at the Time the Defendant Pleads Guilty

by Joe rediprint | Apr 2, 2015 | Criminal Law, Personal Injury

In New Jersey municipal courts, a judge is allowed, at the request of a defendant at the time of sentencing, to order that a guilty plea will not be considered evidence in any related civil proceeding. In other words, if the defendant broke the law such as speeding or...

N.J. Bankruptcy Court – Inherited IRA not Property of Estate

by Joe rediprint | Apr 2, 2015 | Bankruptcy

In the matter of In re Christopher P. Andolino, Case No. 13-17238 (RG), Judge Kaplan of the New Jersey bankruptcy Court, over the objection of the Standing Chapter 13 Trustee, ruled that an inherited IRA is not property of the bankruptcy estate. In Andolino, the...
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