Personal Bankruptcy – Debt Relief Solutions

Get Your Finances Back Under Your Control

When credit card bills, medical bills, unpaid mortgage payments and other types of debt pile up, it can be a nightmare. Every month, the unpaid balance gets larger, while your income doesn’t. Should you face a job loss or other financial setback, it may seem impossible to ever get out of debt.Fortunately, several effective methods of debt relief are available. A lawyer with experience in debt relief can help you find strategies and solutions that will help.At the Law Offices of Craig A. Squitieri, we help people throughout Bergen County and the surrounding area reduce or eliminate debt so that they can have a fresh financial start.We have helped many people:

  • Reduce or eliminate credit card debt
  • Prevent car repossession
  • Stop wage garnishment
  • Stop tax liens
  • Stop harassment from creditors
  • Avoid foreclosure

We can help you find debt relief solutions for your specific circumstances. In many cases, personal bankruptcy is a good solution.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy protects you from your creditors while you develop and carry out a repayment plan. If you are eligible, Chapter 13 will allow you to drastically reduce or eliminate your debt within three to five years.

Perhaps most importantly, Chapter 13 stops harassment from your creditors. As soon as you file for Chapter 13 bankruptcy protection, creditors are prohibited from taking collection actions against you. Generally, Chapter 13 is for people who have some regular income, but not enough to keep up with their debts.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the fastest and most effective method of eliminating debt. Where Chapter 13 takes up to five years, Chapter 7 typically takes just a few months.

There are many common misconceptions about bankruptcy, and Chapter 7 bankruptcy in particular. While this type of bankruptcy does require you to liquidate some of your assets to pay off your creditors, federal and state laws provide many exemptions for personal property. We can help you understand how the process will apply to your unique circumstances.

Get Started Today

For the aid of an attorney with experience in debt relief, Chapter 7 bankruptcy, Chapter 13 bankruptcy, foreclosure solutions and more, call the Law Offices of Craig A. Squitieri today at (201) 676-0018. You can also reach us by email. Your initial consultation will be at no charge.

We represent homeowners and other clients in Bergen County and the surrounding areas of New Jersey and New York.

We are a debt relief agency. We help people file for bankruptcy protection under the U.S. Bankruptcy Code.